Travel cards are prepaid cards that can be loaded with a certain amount of money and used for travel expenses, such as public transportation fares or tolls. These cards can often be used in place of cash or credit/debit cards and can provide a more convenient and secure way to pay for travel.
Some examples of travel cards include transit fare cards, such as the London Oyster card or the New York City MetroCard, and electronic toll collection cards, such as the E-ZPass in the northeastern United States.
Travel cards can offer several benefits such as discounts on fares, the ability to refill or add value to the card as needed, and the ability to track expenses.
Some travel cards also offer additional features such as the ability to transfer funds between cards, the ability to check the balance and transaction history, and the ability to use the card for other purchases in addition to travel.
They can also be a secure way of payment, as they can be easily replaced if lost or stolen. Some travel cards can also be linked to a credit or debit card, allowing users to automatically reload the card when the balance runs low.
- Chase Sapphire Preferred Card
The Chase Sapphire Preferred Card is a travel rewards credit card offered by Chase bank, aimed at individuals who travel frequently and make purchases in categories such as dining and travel.
The Chase Sapphire Preferred Card offers a 60,000 point sign-up bonus when you spend $4,000 on purchases within the first three months after account opening.
Additionally, it provides 2 points per dollar spent on dining and travel purchases and 1 point per dollar spent on other purchases.
These points can be redeemed for travel via the Chase Ultimate Rewards program with options like booking through the Chase travel portal, transferring to participating airline and hotel loyalty programs, or purchasing gift cards or merchandise.
The card also provides various travel perks like primary rental car insurance, trip cancellation/interruption insurance and delay reimbursement. Plus, it has benefits like purchase protection, extended warranty protection, and return protection. The annual fee for the card is $95.
2. Capital One Venture Rewards Credit Card
The Capital One Venture Rewards Credit Card is a travel rewards credit card from Capital One, intended for those who travel frequently and make purchases.
The card offers a sign-up bonus of 100,000 miles when you spend $20,000 on purchases in the first 12 months from account opening, otherwise, 50,000 miles after spending $3,000 on purchases within the first 3 months.
Cardholders also earn 2 miles per dollar spent on all purchases and miles can be redeemed for travel through the Capital One travel portal, or as statement credit against any travel purchase.
The card also offers several travel benefits such as no foreign transaction fees, travel accident insurance, and travel and emergency assistance services. Additionally, it offers extended warranty protection, and purchase protection. The annual fee for the card is $95, which is waived for the first year.
3. Discover it Miles
The Discover it Miles is another travel rewards credit card from Discover that is catered to those who travel frequently and frequently make purchases.
The card offers a sign-up bonus of matching all miles earned during the first year of card membership. Cardholders also earn 1.5 miles per dollar spent on all purchases and miles can be redeemed for any travel purchase.
The card also offers several travel benefits such as no foreign transaction fees, travel accident insurance, and no blackout dates or restrictions on redeeming miles. Additionally, it offers extended warranty protection, and purchase protection. The card also offers a free FICO credit score on your statement. The annual fee for the card is $0.
4. Wells Fargo Propel American Express Card
Another travel rewards credit card for frequent travelers who makes purchases in their travels is the Wells Fargo Propel American Express Card. The card is jointly offered by Wells Fargo and American Express intended for those who frequently travel and make purchases.
The card provides a 20,000 point sign-up bonus after spending $1,000 in the first three months, equivalent to a $200 cash redemption value.
It gives 3 points per dollar spent on dining out, ordering in, gas, rideshares, transit, flights, hotels, homestays, and car rentals and 1 point per dollar spent on all other purchases. These points can be redeemed for travel, cash back, merchandise, or gift cards.
The card also offers several travel benefits such as no foreign transaction fees, travel accident insurance and rental car insurance. Additionally, it offers extended warranty protection, and purchase protection. The annual fee for the card is $0.
5. Citi Premier Card
The Citi Premier Card is a credit card geared towards individuals who travel frequently and spend money often. It provides rewards points for travel and dining purchases and enables users to redeem their points for a wide range of travel-related options without any restrictions on bookings.
The card offers a sign-up bonus of 60,000 bonus points after you spend $4,000 on purchases within the first 3 months of account opening. Cardholders also earn 3 points per dollar spent on travel including gas, airfare, hotels, car rentals, and more.
2 points per dollar spent on dining, entertainment and 1 point per dollar spent on all other purchases. Points can be redeemed for travel through the Citi Thank You Travel Center, cash back, gift cards, or a variety of merchandise options.
The card also offers several travel benefits such as no foreign transaction fees, trip cancellation and interruption protection, and baggage delay insurance. Additionally, it offers extended warranty protection, and purchase protection. The annual fee for the card is $95, which is waived for the first year.
6. Barclaycard Arrival Plus World Elite Mastercard
Barclaycard also have the Barclaycard Arrival Plus World Elite Mastercard which is a credit card aimed at rewarding individuals who frequently travel and make purchases or spendings.
The card offers a sign-up bonus of 70,000 bonus miles after you spend $5,000 on purchases in the first 90 days. Cardholders also earn 2 miles per dollar spent on all purchases, and miles can be redeemed as statement credits towards travel purchases, including flights, hotels, car rentals, and more. Each mile is worth one cent towards travel redemption.
The card also offers several travel benefits such as no foreign transaction fees, chip-enabled technology for added security, and complimentary online FICO credit score access. Additionally, it offers extended warranty protection, and purchase protection. The annual fee for the card is $89, which is waived for the first year.
7. Bank of America Travel Rewards credit card
Another travel rewards credit card that is offered by Bank of America is the Bank of America Travel Rewards credit card. This card is made available for people who frequently travel and make purchases.
The card provides a sign-up incentive of 25,000 bonus points for online purchases if the account holder spends at least $1,000 within the first 3 months of account opening.
Every dollar spent earns 1.5 points that can be redeemed for travel, cash back, or gift cards through the Bank of America Travel Center. Cardholders with a Bank of America checking or savings account receive an additional 10% bonus on points earned from purchases.
The card also offers several travel benefits such as no foreign transaction fees, and no blackout dates or expiration on points. Additionally, it offers extended warranty protection, and purchase protection. The annual fee for the card is $0.
8. American Express Green Card
Another travel reward card designed for frequent travelers while they make purchases on their travels is the American Express Green Card offered by American Express.
The card offers a 30,000 Membership Rewards point bonus for new cardholders who spend $2,000 on purchases within their first 3 months of card membership.
They can earn 3 points for every dollar spent on travel expenses like flights, hotels and car rentals, and 1 point for every dollar spent on all other purchases. These points can then be redeemed for travel, statement credits, gift cards and more through the American Express Travel website.
The card also offers several travel benefits such as no foreign transaction fees, travel accident insurance, and access to the American Express Global Lounge Collection which includes over 1,200 lounges worldwide, as well as other benefits such as Car Rental Loss and Damage Insurance, and Purchase Protection. The annual fee for the card is $150.
9. US Bank Altitude Go Visa Signature Card
The US Bank Altitude Go Visa Signature Card is a travel rewards credit card offered by US Bank. This card is designed for people who frequently travel and make purchases.
The card offers a sign-up bonus of 20,000 bonus points after you make your first purchase within 90 days of account opening.
Cardholders also earn 4 points per dollar spent on dining and takeout, including eligible delivery services, 3 points per dollar spent on travel, including flights, hotels, car rentals, and more, and 1 point per dollar spent on all other purchases. Points can be redeemed for travel through the US Bank FlexPerks Travel Center, statement credit, gift cards and more.
The card also offers several travel benefits such as no foreign transaction fees, travel accident insurance, and rental car insurance. Additionally, it offers extended warranty protection, and purchase protection. The annual fee for the card is $0.
10. Blue Cash Preferred Card from American Express
Another card made for frequent travelers who wants to make purchases while they earn cashback rewards is the Blue Cash Preferred Card offered by American Express.
The card offers a sign-up bonus of $300 statement credit after you spend $3,000 in purchases on the card within the first 6 months.
Cardholders also earn 6% cash back on select U.S. streaming subscriptions, 3% cash back on transit including taxis/rideshare, parking, tolls, trains, buses and more, 6% cash back on up to $6,000 per year in purchases at U.S. supermarkets, and 1% cash back on all other purchases. Cashback rewards can be redeemed as statement credit, gift cards, and more.
The card also offers several benefits such as purchase protection, return protection, and extended warranty. The annual fee for the card is $95.
Ultimately, the best travel credit card without annual fee and foreign transaction fee will depend on your individual spending habits, travel plans, and rewards preferences.
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